Before using (hereafter, “us,” “we,” or “our”) website hfinsurances.com (the “Service”), please carefully read these Terms and Conditions (“Terms”, “Terms and Conditions”).
Your acceptance of and adherence to these Terms will be necessary for you to have access to and use the Service. Any visitors, users, and other parties who want to access or use the Service must abide by these Terms.
You accept these Terms by using or accessing the Service. You are not authorized to use the Service if you object to any part of the terms.
Intellectual Property
Website hfinsurances.com is only owners of the Service and all of its unique content, features, and functionality. The copyright, trademark, and other laws of the United States and other countries protect the Service. It is prohibited to utilise our trade dress and trademarks in conjunction with any good or service without hfinsurances.com prior written approval.
Links To Other Web Sites
Links to external websites or services that are not within hfinsurances.com ownership or control may appear in our service.
Regarding any third-party websites or services, hfinsurances.com has no control over them and disclaims any liability regarding their practices, privacy policies, or content. We do not endorse the products or services provided by any of these organizations, people, or websites.
You understand and agree that hfinsurances.com will not be held directly or indirectly accountable for any loss or damage resulting from, or claimed to be resulting from, the use of, or reliance on, any of the products, services, or content made available on or through any such third-party websites or services.
Termination
In our sole discretion, we may instantly, without prior warning or responsibility, terminate or suspend your access to the Service for any reason, including but not limited to a breach of the Terms.
Any clause in the Terms that should, by definition, last until the end of time will do so. Examples of such clauses are ownership provisions, warranty disclaimers, indemnification, and liability restrictions.
Indemnification
In the event that a) you use and access the Service, or b) you violate these Terms, you agree to defend, indemnify, and hold harmless hfinsurances.com, its licensee and licensors, and their employees, contractors, agents, officers, and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney’s fees).
Limitation Of Liability
Hfinsurances.com, its directors, employees, partners, agents, suppliers, or affiliates shall not, in any case, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of the Service, or from your inability to access or use the Service; (ii) any conduct or content of any third party on the Service; (iii) any content downloaded from the Service; and (iv) unauthorised access, use, or alteration of your transmissions or content, whether under warranty, contract, tort (including negligence), or any other legal theory, whether or not we have been informed of the possibility of such damage.
Disclaimer
You bear all risk when using the Service. The Service is offered “AS IS” and “AS AVAILABLE” without warranty. All warranties, explicit or implicit, including but not limited to implied warranties of merchantability, fitness for a specific purpose, non-infringement, or course of performance, are disclaimed with regard to the Service.
The following are not warranties made by hfinsurances.com, its affiliates, subsidiaries, or licensors: a) the Service will operate without interruption, be secure, or available at any specific time or location; b) any errors or defects will be fixed; c) the Service is free of viruses or other harmful elements; or d) the results of using the Service will satisfy your needs.
Exclusions
The following restrictions might not apply to you because some countries prohibit the exclusion of certain warranties or the exclusion or limitation of responsibility for consequential or incidental damages.
Governing Law
Without respect to its conflict of law rules, the laws of pakistan, United States, shall govern and interpret these Terms.
Any right or condition of these Terms that we do not enforce will not be deemed a waiver of that right by us. The remaining elements of these Terms shall still be in force if a court rules that any one of them is invalid or unenforceable. All previous agreements we may have had regarding the Service are superseded and replaced by these Terms, which serve as the whole understanding between us regarding our Service.
